Media Insure (herein called "we, our and us") recognizes the importance of consumer privacy. Because we value your trust, we are committed to responsible management, use, and protection of personal information. This document outlines how we collect, disclose, and safeguard personal information.
We collect personal information to service your transactions with us and to support our business functions. We may obtain this information from several sources, including you, your transactions with us, and third parties such as a consumer-reporting agency.
Based on the type of product or service you apply for or get from us, personal information such as your name, address, income, payment or credit history may be gathered from sources such as applications, transactions, and consumer reports.
To better serve you and improve our business, we may share certain personal information, only as by allowed by law, with affiliates such as our insurance carriers, employee agents and administrators. Personal financial information may be shared with these affiliates to market are products or services to you without providing options to prevent these disclosures.
Additionally, we may share personal information, only as allowed by law, with unaffiliated third parties such as independent agents, insurance companies, administrators and service providers. This helps us serve you and maintain a more efficient organization.
We may share your personal financial information, when allowed by law, with other third parties who assist us by taking surveys, marketing our products or services and offering financial products or services under a joint agreement between us and one or more financial institutions. For purposes unrelated to our business functions, we will not share your personal financial information without offering you the opportunity to "opt-out," "opt-in" as required by law.
We use manual and electronic security procedures to maintain the confidentiality and integrity of personal information that we have. We use these procedures to guard against unauthorized access. Employees who violate our Privacy Policy will be subject to discipline, which may include ending their employment with us.
We will continue to follow our Privacy Policy regarding personal information even when a business relationship no longer exists between us.
As used in this Privacy Notice:
"Application" means your request for our product or service.
"Personal financial information" means financial information such as credit history, income, financial benefits or policy or claim information.
"Personal health information" means health information such as your medical records or information about your illness, disability or injury.
"Personal information" means information that identifies you personally and is not otherwise available to the public. It includes personal financial information.
"Transaction" means your business dealings with us, such as your application, your request for us to file a claim and your request for us to take an action on your account.
"You" means an individual who has given us personal information in conjunction with asking about, applying for or obtaining a product or service from us.